I'm here to save YOU money. My name is Kristina and I want to give you the most up-to-date saving tips and ideas.

Tuesday, 19 March 2013

5 Pieces of Saving Advice


5 Pieces of Saving Advice to Reach you Goal 

1. Make a list of all expenses you have each month.
This is so that you have an idea of how much you NEED to spend each month vs how much you make. This way you will know how much you will be able to save in what length of time. You can make a list from here of how much you will put away for savings, what will go towards gifts, outings...etc.

2. Sign Up/ Switch to lowest interest rates on our credit. 
This will ensure you are not paying more to your credit than is necessary, it will ensure more money in the end and quicker debt pay off.

3.  Have an automatic transfer set up on your accounts.
So that you do 'forget' to put money away for your savings. This helps people to know they cannot/ should not spend it. 

4.  Make a list and stick to it when shopping.
You know what you need, you are going to get it, you have budgeted for it and now you are not going to spend too much. 

5. Limit yourself to a certain number of outings/ personal shopping.
You can spend a lot of money if you aren't paying attention to it when it leaves your wallet... food here, bowling there, a shirt today, pants tomorrow...etc. It all adds up. But if you pay attention to each transaction and limit yourself to however much you can afford, you will see how much you save, drastically.

Hope this helps!!

With Love Always:
Kristina

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